Commercial Motor Insurance
If your business depends on a reliable set of wheels you want to know it’s protected both on and off the road.
Commercial Motor Insurance solutions are designed to take the worry out of running a single work vehicle or a fleet of vehicles.
Who is it for?
Commercial Motor Insurance will help pay for repairs or replace the vehicle if it has been involved in an accident or theft. It will also help cover repair costs if you have damaged another vehicle if you are at fault. Cover for vehicles ( but not limited to)
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Vans
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4WDs
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Certain light mobile plant and equipment
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Cars
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Trucks less than five tonnes
carrying capacity
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Utilities
What does this insurance cover?
Comprehensive cover should include:
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Accidental loss or damage to your motor vehicle
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Your legal liability for damage caused to another person’s property and personal injury caused by the insured vehicle,
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Australia-wide claims service
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Choice of repairer.
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No excess if you are not at fault and you can identify the person at fault
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Personal effects stolen/damaged in an event involving your vehicle
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Monthly premium payments to assist with your cashflow. It costs more for pay by the month.
Legal Liability cover should include:
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Your legal liability for damage caused to another person’s property and personal injury caused by the insured vehicle.
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Your legal liability for property damage or personal injury as a result of the insured vehicle